I was studying the new FHA MIP MATRIX over at sci-fi housing and I realized that the FHA mortgage had a variable rate for the MIP cost. The LTV and FICO score will now determined the FHA MIP cost. That seems like risk based pricing has hit the FHA mortgage loan pretty hard. Will the FHA MIP be on everyones mind for a while? I don't know the answer to that, but if you want to get an FHA loan you'll have an MIP payment that varies depending on FICO score and loan to value.

FHA MIP MATRIX